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Author Archives: vthompson@lutheranscp.org
How to Stop Junk Mail
Most legitimate mail-order businesses will be happy to remove you from their mailing list. Start with the Direct Marketing Association which offers a consumer opt-out service at www.dmachoice.org. This won’t eliminate all your junk mail, but it will reduce it. … Continue reading
Posted in credit card offers, direct mail, insurance offers, Junk mail, mail, opt out
Tagged credit card offers, direct mail, insurance offers, junk mail, mail, mail opt out
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Mail Fraud Alert
While junk mail comes in many different forms, the most troublesome type is mail fraud that comes from con-artists who are only trying to take your money. Mail fraud can be tricky to detect because there are many different … Continue reading
Posted in Fraud Protection, get rich schemes, help, investment scams, mail fraud, mail scams, safety
Tagged Fraud protection, get rich schemes, help, mail fraud, mail scams, safety
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Leaving Your Money to Your Uncle Sam
Even though most people don’t currently have to worry about federal estate taxes, most Pennsylvania residents will pay STATE estate taxes. In Pennsylvania, only spouses are exempt from paying taxes on inheritances. Children and parents must pay 4.5% tax, … Continue reading
Posted in End -of-life decisions, Estate Planning, Estate taxes, Last Will and Testament, Wills
Tagged Last Will and Testament
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If Something Happens to Me, Who Will Make the Decisions?
Only about one in three people in the US have prepared the legal documents that will ensure their family knows who should make important decisions about their care and what should happen to their possessions after they are gone. … Continue reading
Posted in Advance Directives, End -of-life decisions, Estate Planning, Healthcare Decisions, Last Will and Testament, Living Will, Wills
Tagged advance directives, end-of-life, end-of-life decisions, health care decisions, Last Will and Testament
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Do I Need a Living Trust?
A Living Trust may be beneficial to seniors with substantial assets, but they aren’t for everyone. Continue reading
Posted in Durable Power of Attorney, End -of-life decisions, Estate Planning, Last Will and Testament, Living Trust, Wills
Tagged Living Trust
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IRA Rollover: An Easy, Tax-wise Way to Make Charitable Gifts
If you’re one of the many people who must take mandatory distributions from your retirement account, here’s an easy way to turn those withdrawals into charitable gifts and avoid having to pay income taxes on the withdrawal. The Federal Government … Continue reading
Is Your Will Up To Date?
If you are one of the 50% of Americans who have made a will, Congratulations! You have taken an important step in planning for the future. If you are like most people, however, you put your will in a safe … Continue reading
Posted in End -of-life decisions, Estate Planning, Last Will and Testament, Wills
Tagged end-of-life, Estate Planning, Last Will and Testament
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